Bankless Banking

Posted by Joan Reeves on Jul 14, 2009 in Consumer Smarts, My Literary License |

Did you know there are millions of people in this country who do not maintain bank accounts? An entire financial industry has been created to serve these “bankless” customers. You too can benefit from a prepaid Vision Card funded by direct deposit.

Benefits

Since a Vision Premier® Prepaid Visa® Card works just like a debit card, you can use it anywhere a regular Visa card is accepted so it gives you access to your money any time of the day or night at ATM’s across the country. It also gives you the convenience of paying your bills online. Best of all approval is guaranteed without the necessity of a credit check.

You don’t have to give up your bank account in order to use one of these prepaid cards. They’re convenient when you travel. You can leave your other cards, cash, and checkbook at home because this card can be used just about anywhere. I’ve enjoyed the convenience of a prepaid card so I recommend them to other moms for when their kids travel away from home.

In fact, it’s a way to stay within your vacation budget because you get instant balance notifications when your balance changes so you can keep an eye on what you’re spending.

Direct Deposit Gives More

When you sign up for Direct Deposit, you have noWeekly Fees, no Transaction Fees, and you never run the risk of the dreaded Non Sufficient Funds fee. You won’t have to wait in line to cash checks. In fact, you can have your paycheck or government benefits easily available by requesting Direct Deposit to your prepaid card.

Website Resources Educate

VisionPrepaid.com, a secure website, gives you all the information you need to make an informed decision about this financial tool, and that’s what it is: a tool to help you manage your money, reduce your expenses, and enjoy its convenience and safety.

Check out Card Benefits to see exactly what you’ll get. You can even use their Savings Calculations to see what you’ll save in fees, and you can compare their card to others at Card Comparison. How It Works explains exactly how these convenient prepaid cards can work for you.

Takeaway Truth

Technology has made new tools available for all of us to use and enjoy. Do your research, and you might find a better way to do traditional tasks.

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